Home Purchase   Home Refinance   Home Equity   Debt Consolidation     Fixed Rate Mortgage   Adjustable Rate Mortgage   Government Loans   Problem Credit   Special Programs   Commercial Loans     Rate Quote   Loan Calculator   Credit Reports   FAQ's     Find A Realtor®   Buying Your Home   Selling Your Home   New Construction          (FHA Page, VA Page)   FHA programs requires about 3% down and allows the entire 3% to be gifted from a family member. FHA loan options include: 1 year ARM, 3 year ARM, 15 year fixed and the 30 year fixed. What makes FHA purchase loans so attractive? The FHA loan allows you to afford more by providing low rates and higher debt ratios. The mortgage insurance required is 1/2 of a conventional loan. A person, not a computer system, reviews loans. FHA loans are not score driven. What makes FHA refinancing so attractive? You can access up to 95% of your home’s value. Cash-out can be used to pay off debts or for any other purpose. You can refinance to a lower rate without the hassles of qualifying.   (page 1, page 2)     Contact an experienced mortgage consultant today to guide you through the process or apply online now.     Loan Amount:   $   ---Select Property State--- Arizona Colorado Florida Georgia Illinois Indiana Iowa Michigan Minnesota Nebraska Nevada North Carolina Ohio South Carolina Tennessee Utah Wisconsin   ---Select Loan Program--- 30 Year Fixed 15 Year Fixed 15 Year Fixed Jumbo 20 Year Fixed 30 Year Fixed Jumbo 40 Year Fixed 3/1 Libor ARM 3/1 Libor ARM Jumbo 5/1 Libor ARM 5/1 Libor ARM Jumbo 7/1 Libor ARM